Blog#4

The total of my future expenses are $52,770. I know this is logical because of https://www.rentjungle.com/average-rent-in-los-angeles rent-trends/http://ohmyapt.apartmentratings.com/breaking-down-the-average-utility-costs-per-month-whats-normal.htmlhttps://www.ehealthinsurance.com

According to http://www1.salary.com/CA/Los-Angeles/optometrist-salary.html I can count on making $150, 000 each year in my future job as an optometrist. My education/training to get that job will cost $120,000 http://www.testprepreview.com/paying_for_optometryschool.htm. 

I want to save $17, 000 for my rainy fund each year and $25, 000 for my retirement each year. By the time I am 65 I will have $650, 000 plus interest. 

Comparing my future income and  expenses makes me think how hard it is to actually save up money. It takes a lot of good decision making to save up.

My future money spent Blog 4

The total of my future expenses each year are $1.3 billion. I know this is logical because my primary sources for information are http://thejournal.com/articles/2010/07/08/teachers-spend-1.3-billion-out-of-pocket-on-classroom-materials.aspx . According to http://www.topeducationdegrees.org/faq/how-much-money-does-an-average-teacher-make-a-year/ I can likely count on making approximately $55,000 each year in my future job as a Teacher. My education/ training to get that job will cost $30,000 and $52,000 total for all the years of training. I want to save $14,000 for my rainy day fund each year, and $ 18,000 for retirement each year. If i save $18,000 for retirement each year, by the time I am 65 years old I will have 774,000 plus interest. Comparing my future income and expenses makes me think that it will take a while to reach my goal and how much it all cost.

                                                                                                               M.M.

Blog #4 My Future Income

The total of my future expenses each year are $118,161.95.  I know this is logical because my primary sources for information are http://www.zillow.com/sacramento-ca/home-values/ http://ohmyapt.apartmentratings.com/breaking-down-the-average-utility-costs-per-month-whats-normal.html http://www.nbcwashington.com/news/health/NATL-ACA-328-Average-Monthly-Health-Insurance-Cost-Under-the-Affordable-Care-Act--225324422.html. According to http://www.mommd.com/pediatric-salary.shtml I can likely count on making $ 175,000 each year in my future job as a pediatrician.  My education/training to get that job will cost $320,000 total for all years of training. I want to save $18,000 for my rainy day fund each year, and $24,000 for retirement each year.  If I save $24,000 for retirement each year, by the time I am 65 years old I will have $840,000 plus interest. Comparing my future income and expenses makes me think about all my parents have spent on me. It also has allowed me to realize nothing in life is cheap, it may seem cheap, but it all adds up.

Blog #4

 

 

 

                     Blog #4

 

 

                   The total of my future expenses each year are $63, 270.  I know this is logical because my primary sources for information are online.

 

 

 

                   According to studentsreview.com I can likely count on making $63, 270 each year in my future job as an educator.  My education/training to get that job will cost  around $40, 000 total for all years of training.

 

 

 

                   I want to save $2, 000 for my rainy day fund each year, and $100, 000 for retirement each year.  If I save $2, 000 for retirement each year, by the time I am 65 years old I will have $130, 000 plus interest.

 

 

                   

                  Comparing my future income and expenses makes me think of where I will live and how else I will be able to maintain myself.

 

Blog Post #3

After high school I definitely see college in my future. Do I know what college yet? No I don't because I don't really know what I want my career to be.

What really stands out to me is the field of psychology and what stands out even more is forensic psychology or criminal investigation. I like the whole mystery idea of these two. But I want to see more options or learn more about the different careers that are around me because I haven't really put thought into what other options could be for me.

I would like to take on more internships or any kind of volunteer work of different fields or different experiences so I can find out what is for me. I would also like to take any kind of psychology experience so I can get a feel of what it's like, preferably forensic psychology.

Right now I'm only open to staying in California. Hopefully soon I will get comfortable moving out of state or country.

Blog 3

Two majors I would like to do in college are pharmacy and biotechnology.

Bio-medical Engineer

• Average salary: $86,960 before taxes
• Average pay based on geographic location; CA-$102,880, MA-$92,530,IN-$66,890,PA-$79,070,MN-$112,740
• A full complement of science courses in physics, chemistry, and biology with advanced courses such as organic chemistry and physiology  as well as a series of social studies/humanities courses during their four years of education.
• Must have patience and persistence to succeed.

Pharmacist

• Average salary:$116,500 before taxes
• Average pay based on geographic location: Santa Cruz,CA-$151,270; Dalton,GA-$141,460; Pascagoula,MS-$149,530;Gadsen,AL 154,700
• Becoming a pharmacist requires years of education and training to obtain the necessary knowledge, skills and certifications. Aspiring pharmacists can spend anywhere between six years (fast-track) to thirteen years completing pre-requisites, Pharm.D coursework, clinical rotations and national exams.
• They are agreeable, conscientious, and open

Optometrist

• - Average pay: $107,720 before taxes
  
• Average pay based on geographic location:CA-$111,620,NY-$130,350,IL-$92,360,TX-$120,460,FL-$98,970.
• Must complete a 4-year bachelor's program, related to biology, chemistry, or physiology. 
• - Personalities: focused, determined, and diligent

Goals, Habits, and Allies

Goals: Short Term and Long Term
What is a goal?
A goal is something that you strive to accomplish in life whether it is something as simple as finishing a book or as complicated as buying and starting up a well functioning business. Below are some of my short term and long term goals:

Short term:
- buying a horse or 2
- going to an equestrian college with a part time job at a riding facility

Long term:
- own a successful therapeutic facility where the mentally and physically disabled interact with animals and ride horses
- create an all organic garden


Habits: Short Term and Long Term
What is a habit?
A habit is a tendency or practice that is hard to give up.

Short Term:
- a need to be more organized

Long Term:
- Working with animals (training, breeding, riding, etc.)
- caring for abused and neglected animals
- being athletic and strong

Allies: Current and future
What is an Allie?
An Allie is like a colleague or associate... A person who has your back in crisis.

Current Allies:
- Brenda Foster
- Victoria Morehouse and her family
- Michelle Stern
- My family

Future Allies:
Teachers, friends, colleagues who will help me to complete my goals.