The total of my future expenses each year are 52,183.  I know this is logical because my primary sources for information are https://www.wellsfargo.com/mortgage/learning/calculate-ratios/ http://www.collegesurfing.com/blog/how-much-does-pharmacy-degree-cost/.

      According to  http://www.payscale.com/research/US/Job=Pharmacist/Salary I can likely count on making $ 107,149 each year in my future job as a  pharmacist.  My education/training to get that job will cost $122,209  total for all years of training.
        

       I want to save $7,500 for my rainy day fund each year, and $20,000 for retirement each year.  If I save $20,000 for retirement each year, by the time I am 65 years old I will have $800,000 plus interest.

        Comparing my future income and expenses makes me think about how my life could end turn out.